Stylecraft's Blog
Wednesday, December 11, 2013
Chicken Little is Wrong-Homeownership Still the American Dream
After the harrowing challenges experienced by so many homeowners over the last few years, many housing experts had predicted that the belief in homeownership as a major element of the American Dream would soon die. There is now conclusive evidence that these experts were wrong. As reported back in September, The Joint Center of Housing Studies at Harvard University completed a study which concluded:
“The long term cultural preference for owning seems to have weathered the recent housing crisis.”
Now, a second source recently announced similar results. Fannie Mae just released their National Housing Survey of Delinquent Mortgage Borrowers. The survey asked questions about the value of homeownership to the most sensitive of all groups – those delinquent on their mortgages. Here is what they found:
Of those delinquent borrowers:
74% still see homeownership as better than
renting when building up wealth
71% still see homeownership as better than
renting when saving for retirement
73% still see homeownership as better than
renting for overall financial stability
80% still see homeownership as better than
renting as an investment plan
70% still see homeownership as better than
renting for creating an overall tax strategy
Bottom Line
Homeownership has always been and will always be a crucial piece of the American Dream.
Source: www.KeepingCurrentMatters.com
Post by: Wallick & Volk
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**Stylecraft Builders is an affordable New
Home Builder in Central Texas. We are currently building in Brenham, Bryan,
College Station, Conroe, Huntsville, Navasota, Killeen and Fort Hood, and Waco,
Texas. **
Feel Free to Contact me Tanner Brewster the
Online Sales Consultant for Stylecraft Builders:
Cell – 1-866-977-0998
Labels: American Dream, fannie mae, Harvard University, homeowner, homeownership, housing studies, Stylecraft, Stylecraft Builders, tanner brewster
Wednesday, November 13, 2013
Homebuying Pre-Qualification
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As early in the home buying process as possible, you should apply to become pre-qualified with a mortgage company. The first step in this process is filling out a pre-qualification form for the mortgage company. Depending on your income and credit history, you will be “pre-qualified” for a certain purchase price.
The mortgage company uses the information you provide, along with a copy of your credit report, to estimate the amount of mortgage for which you may qualify. This is called a pre-approval, or the maximum amount the mortgage company is willing to lend, which will help guide you in determining which homes you will be able to purchase. At this point, you are ready to begin the exciting journey of selecting your new home! There is no need to bring in documentation at this stage.
It is not necessary to have a specific home or property in mind before you start the pre-approval process. Click on the link to our mortgage company’s prequalification form to get started!
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**Stylecraft Builders is an affordable New
Home Builder in Central Texas. We are currently building in Brenham, Bryan,
College Station, Conroe, Huntsville, Navasota, Killeen and Fort Hood, and Waco,
Texas. **
Feel Free to Contact me Tanner Brewster the
Online Sales Consultant for Stylecraft Builders:
Cell – 1-866-977-0998
Labels: builder in texas, homebuying, mortgage company, new home builder, pre-qualification, Stylecraft, Stylecraft Builders, tanner brewster
Wednesday, October 16, 2013
Homebuying Process
This guide is designed to give you the information you need about the home buying and mortgage process so that you can make informed decisions. Always remember you don’t have to do it alone. Our experienced staff at Stylecraft Builders is available to answer any questions throughout the home buying process.
This guide is intended to be an overview and should not substitute for professional mortgage or tax advice. Please consult your mortgage or tax professional for advice on your specific situation.
We break the home buying process into three separate steps:
Step One – Prequalification
Step Two – Choose your home
Step Three – Purchase your home
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**Stylecraft Builders is an affordable New Home Builder in Central Texas. We are currently building in Brenham, Bryan, College Station, Conroe, Huntsville, Navasota, Killeen and Fort Hood, and Waco, Texas. **Feel Free to Contact me Tanner Brewster the Online Sales Consultant for Stylecraft Builders:Cell – 1-866-977-0998
Labels: choose your home, homebuying process, how to buy a home, pre-qualification, purchase your home, Stylecraft, Stylecraft Builders, tanner brewster
Wednesday, October 9, 2013
Siena is Expanding in Bryan!
Do you ever wish you could get away from all the hustle and
bustle of city life while still enjoying all of its modern conveniences? If so,
Siena is the perfect neighborhood for you to call home, and now is the ideal
time to select your home with the newly opened section.
Nestled amongst beautiful pine and oak trees, this desirable
neighborhood boasts of a community pool, walking trails, a picturesque lake,
winding streets, and more. Located off Old Reliance Rd in east Bryan, you’ll
feel removed from the traffic and stress of the city in this secluded
neighborhood while shopping, schools, and restaurants are still close by.
Stop by the Stylecraft model homes today so you can be one
of the first to select a lot that will be perfect for you in this new and
appealing section of Siena!
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**Stylecraft Builders is an affordable New
Home Builder in Central Texas. We are currently building in Brenham, Bryan,
College Station, Conroe, Huntsville, Navasota, Killeen and Fort Hood, and Waco,
Texas. **
Feel Free to Contact me Tanner Brewster the
Online Sales Consultant for Stylecraft Builders:
Cell – 1-866-977-0998
Labels: Bryan, Bryan Texas, community pool, East Bryan, model homes, neighborhood, Old Reliance Road, Siena Community, Stylecraft, Stylecraft Builders, tanner brewster
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About Me
- Name: Stylecraft Builders’ Blog
- Location: College Station, Texas, United States
Welcome to Stylecraft Builders, Central Texas' Premier New Home Builder. Since 1986, Stylecraft Builders has designed and built new homes and communities with its reputation based on integrity, honesty, value and style. With ideal locations in Brenham, Bryan, College Station, Hilltop Lakes, Huntsville, and Waco, come see why we are Central Texas' New Home Builder. Welcome to your New Home.
“Welcome to Stylecraft Builders, one of Central Texas’ premier new home builders. Since 1986, Stylecraft Builders has designed and built new homes and communities with its reputation based on integrity, honesty, value and style. With ideal locations in Brenham, Bryan, College Station, Hilltop Lakes, Huntsville, and Waco, come see why we are The “YES!” Builder. Welcome to your New Home.”
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