Stylecraft's Blog
Wednesday, April 28, 2010
Save on dorm fees or apartment rent by buying a new home.
Stylecraft Builders - Central Texas' New Home Builder
www.stylecraft-builders.com
Labels: college student, dorm fees, new home builder, real estate investment, rent, rental income, room and board, second home, Stylecraft Builders, tanner brewster
Wednesday, April 21, 2010
Proud to receive top marks.
So when the Better Business Bureau in Waco announced that Stylecraft Builders received an A+ accreditation rating last month, we were ecstatic. This rating simply confirmed our hard work in making a commitment to our customers’ needs. There’s nothing hidden behind the doors to your new home. We make that clear from the start and this BBB rating confirms this. Thank you for encouraging us to upholding the highest of standards with our customers. It is part of who we are and we are thankful to be recognized for that.
Stylecraft Builders
www.stylecraft-builders.com
Labels: A+ rating, BBB Accreditation, Better Business Bureau, customer service, Stylecraft Builders, transparency, Waco
Thursday, April 15, 2010
Do you know what your credit score really is?
Despite the fact that credit card fraud and identity theft are adding to the headaches of potential homebuyers looking to secure a loan, your credit score is still affected by the fundamentals that have always either made your scores sore or sink.
• Late payments to credit cards is the number one killer of a credit score. Just one late payment alone could drop your credit score by more than 100 points.
• Carrying a big balance on a credit card doesn’t help either.
• One surprising credit score killer is actually closing a line of credit. It may make sense to close one account if you never use it and have another credit card that is active. But it can change your debt to utilization ratio, ultimately affecting your score.
• The same holds true for opening a line of credit because now you are immediately at a higher risk.
• Defaulting on a loan is the biggie, which could bring your credit score down by as much as 200 points or more.
The bottom line is you must be a vigilant advocate for your credit score as you make various day-to-day financial transactions. Having an understanding of what increase your score versus decreasing it will help you to be better prepared when you’re ready to apply for a loan for your new home.
Stylecraft Builders - Central Texas' New Home Builder
www.stylecraft-builders.com
Labels: builders, credit cards, credit score, defaulting on a loan, homes, late payments, loan, mortgage, Stylecraft Builders, Texas
Wednesday, April 7, 2010
Existing homes sales may be dropping, but new home sales are on the rise.
It is clear that people are seeing the long-term value in purchasing a new home versus a resale, which is part of why the new home market is doing well even in the earliest stages of the country’s economic recovery. Add in the fact that first time buyers will receive a Federal Tax Credit of $8,000 if they close by April 30 ($6,500 to move-up/repeat buyers) and purchasing a new home now actually makes financial sense. If built in the right location and with a builder whose reputation and expertise are valuable in the area, purchasing a new home will hold its value much better than a resale.
Choosing to buy a new home delivers distinct advantages: the buyer can add personal touches that reflect his/her style and taste all while keeping the resale value in mind for years down the road. Many areas are seeing growth in jobs, new home sales, and business construction, despite the fact that much of the media would like you to think otherwise. Do your homework. Investigate the opportunities in your area. You may be pleasantly surprised at your new found investment opportunities.
Stylecraft Builders - Central Texas' New Home Builder
www.stylecraft-builders.com
Labels: advantages, builders, Federal Tax Credit, market value, new home sales, new homes, real estate market, Stylecraft Builders, Texas, The Washington Post
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About Me
- Name: Stylecraft Builders’ Blog
- Location: College Station, Texas, United States
Welcome to Stylecraft Builders, Central Texas' Premier New Home Builder. Since 1986, Stylecraft Builders has designed and built new homes and communities with its reputation based on integrity, honesty, value and style. With ideal locations in Brenham, Bryan, College Station, Hilltop Lakes, Huntsville, and Waco, come see why we are Central Texas' New Home Builder. Welcome to your New Home.
“Welcome to Stylecraft Builders, one of Central Texas’ premier new home builders. Since 1986, Stylecraft Builders has designed and built new homes and communities with its reputation based on integrity, honesty, value and style. With ideal locations in Brenham, Bryan, College Station, Hilltop Lakes, Huntsville, and Waco, come see why we are The “YES!” Builder. Welcome to your New Home.”
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